Maybeyouneveropenedthataccount(账户)．Butsomeoneelse42.

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问题详情：

Maybe you never opened that account (账户)．But someone else 42._______—someone who used your name，your credit card number or your 43._______(person) information to commit fraud (造假) without letting you know,44. _______is actually a crime，pure and simple.

The biggest problem is 45._______(probable) that you may not know that someone has taken away your identity 46._______you notice that something is wrong：you may get bills for 47._______credit card account you never opened，your credit report may include debts you never knew you had,48. _______you may see charges on your bills that you didn’t sign for，and even don’t know anything about.

If your identity has really 49._______(steal) like that，the Federal Trade Commission(FTC) suggests that you 50._______(take) at least two actions immediately.

First，contact the fraud departments of the major credit offices and ask them 51._______copies of your credit reports.

Then，review your reports carefully to check your corrections and changes.

【回答】

　[中间由but连接，所以两句应是对称的，谓语动词应是open，但一般为避免重复，用do代替，此处用did与前面保持时态一致。]

onal　[information是名词，前面用形容词修饰。personal“个人的”。]

h　[which引导非限制*定语从句，此处先行词不是一个单词，而是整个句子。]

ably　[此处需要一个副词来修饰is，表示“可能是”。]

l　[l...“直到……才……”。本句意为：直到你注意到不对时，才会知道有人盗用了你的身份。]

47.a　[不定冠词a表泛指的“一个”。a credit card account意为“一个*账户”。]

　[这里列举了三种个人信息被盗用的情况，or表示“或者”。]

stolen　[has说明是完成时态，又因为是被偷，所以用has been stolen。]

　[此处suggest作“建议”讲，后面的that从句应用虚拟语气，即用should do的形式，should可省略。]